Best gold investment retirement accounts for 2022
Some of the companies mentioned here may compensate us. However, we don’t recommend any particular products or services. Read our full disclosure here.
If you want to invest in gold, then investing in gold is one of your best options for protecting your savings and diversifying your retirement portfolio. It has steady growth and little fluctuation compared to the stock market, making it an ideal hedge against inflation.
Most IRAs consist of traditional investments such as stocks and bonds. However, some people invest their retirement funds in precious metals such as gold.
There are several reasons why people choose to open a gold IRA account. It's important to understand these reasons before deciding whether or not opening one makes sense for you.
You should consider investing in an IRA if you're looking for ways to invest in gold. However, before choosing any company, consult with someone who specializes in self-directed IRAs and has experience helping people set them up.
If you want to buy gold for any reason, whether you're looking to diversify your investment portfolios or to convert an existing IRA into a precious metal IRA, here are some of the best gold IRA companies available today.
Here are six gold IRA companies that we think will be best positioned for long-term
Goldco: Best IRA Company and Most Trusted Overall Birch Gold Group offers the best selection of precious metals. American Hartford Group: Best buy-back program Oxford Gold Group: Best customer service Augusta Precious Metals: Best for transparent pricing Noble Gold: Best customer support
#1. Goldco: Best Gold IRA Company Overall
Goldco is a private firm that specializes in wealth management and asset protection. It can help you move assets from a tax-deferred retirement account, such as a traditional IRA, 401(k), or 403(b), into a precious metal IRA. Goldco also sells directly to clients for the physical delivery of precious metals.
Goldco offers both precious metals (gold and silver) and non-precious metal (silver) IRAs. You can buy a wide variety of gold IRA-approved coinage from mints to fund your account. Gold American Eagle gold coins, gold Maple Leaf coinsGold Freedom and Hope coins, gold bars, and more
If you want to buy silver coins, you can opt for options such as Silver American Eagle coins, silver Maple Leaf coins, silver Lucky Dragon coins, and silver bars.
With Goldco, you can open an IRA quickly and easily. You start by creating an account online. Then, a representative helps you understand the service terms.
Then, you'll need to invest in precious metals through a Roth IRA. Typically, you won't incur any taxes when investing in a Roth IRA. You can also open a brand new precious metal IRA if you don’t already have one.
After funding your precious metal IRA, you can decide which type of precious metal you'd like to invest in.
You can purchase physical gold and coins at Goldco and store them in their vault. Some customers receive free storage services through Goldco.
Goldco offers a variety of precious metals products for direct sale. To buy them, you must first sign up on their website and fund your account using either a bank wire transfer or mailing in a check.
If you're unsure whether to work with Goldco, you may want to ask for a free kit to better understand the company. This kit contains a printed guide, an audiobook, and a video guide. It answers questions: Investing in precious metals is an investment strategy that has been used for centuries to grow your retirement account; you need to save for retirement now. Gold is an asset that gives you greater control over your assets than any other type of investment.
You can get 10% off your order by making a qualifying purchase.
Overall, Goldco offers a wide variety of gold and silver investments for people looking to invest in precious metals.
Click here to learn about Goldco
#2. Birch Gold Group: Experts in Gold IRA Rollover
Since its beginning, Birch Gold Group has served thousands of clients and has earned an excellent BBB rating.
Birch Gold Group offers gold, silver, platinum, and palladium in coins and bars if you're looking for a way to invest in precious metals. You can buy them directly from the company or open an account at one of its affiliated brokerages.
To open a gold or silver IRA, open your account and choose your funding source. Then, you can fund your account either by transferring funds from an existing IRA or rolling over a retirement plan into a new, self-directed IRA. A precious metal specialist can help you review and set up your accounts, transfer funds between them, and answer any questions you might have.
You can start investing by choosing which precious metals you want to invest in and deciding how much of each to purchase. Your specialist will then review your order and send a final confirmation. They can also help you figure out where to store your investments.
With its partners, Birch Gold Group works with trustworthy depositories that offer safe storage for precious metals within your retirement account. It usually works with Brinks' Global Services and Delaware Depository, offering up to $1 billion of insurance.
You can contact your precious metal specialist anytime for help reviewing your precious metals' performance and making any necessary changes to your account. They're extremely helpful in guiding you through the entire process.
If you don't want to invest in an actual gold IRA, you can buy gold, silver, platinum, and palladium directly from this company. Simply fund your account by sending them a wire transfer or a personal check. They'll ship your metals to your chosen location in discreet packages with fully insured delivery methods (FedEx, UPS, etc.).
You can learn more about Birch Gold Group by requesting their free Info Kit from their website. This kit includes information about diversifying your investments with precious metals.
We think that Birch Gold Group is the best gold IRA company for providing specialized guidance and assistance from qualified professionals.
Click here to read more about Birch Gold Group.
#3. American Hartford Gold: A trusted leader in gold IRA investments
American Hartford Gold has maintained an excellent rating with the BBB and has near-perfect ratings on Trustpilot, Google, and Facebook. It meets its customers' needs and provides them with quality service.
The Los Angeles-based Company Offers People the Chance to Invest in Precious Metals Through Direct Purchase or Retirement AccountGold and silver coinsPlatinumCollectors coins.
With American Hartford Gold, investors can buy gold coins and bars directly from the company without storing them at a third-party warehouse. However, suppose you want to use an IRA to invest in precious metals. In that case, you'll need to store them at a depository service, such as Delaware Depositories Service or Brinks Global Storage. You'll be charged a fee for storing your gold at these services.
To purchase precious metals from American Hartford Gold, visit their website at www.americanhartfordgold.com. Then click on “Buy Now.” Finally, fill out an online form.
2) Ask someone who works there for help filling out the new investor accounts forms.
3) Transfer funds into your newly opened account. If you want to transfer funds from another retirement account, you can do so.
4) Choose your IRA-eligible precious metal investments and buy them.
American Hartford Gold offers free shipping and a buyback guarantee. You can sell your gold bullion anytime and get full value for your investment.
You won't be charged any fees when opening an account at American Hartford Gold. However, charges may be associated with insuring your gold and storing it. If you're interested in investing in physical gold, you'll probably want to talk to a representative first.
Pros
Family-owned and operated business BBB-accredited company with an A+ rating offer for a buyback commitment and price match guarantee company that donates money to charitable community organizations
Cons
Does not disclose specific fees or precious metals prices, charges annual maintenance fees Provides no international shipping
With a wide variety of gold and silver investment options, American Hartford Gold provides an excellent opportunity for investors seeking to diversify their portfolios with precious metals. Investors can expect to pay some deposit fees and must call customer service to determine the current gold price. American Hartford Gold offers a solid option for those interested in investing in gold and silver.
Click Here to Learn More About American Hartford Group
#4. Oxford Gold Group: Best Customer Service
California-based Oxford Precious Metals Group was founded in 2018 by people who've worked for years in the precious metals industry. They offer investment-grade precious metals and gold bullion IRA retirement accounts. They maintain BBB accreditation and a perfect 5-star rating from at least 3,000 positive customer reviews.
Oxford Gold Group offers gold coins and bars approved by the Internal Revenue Service (IRS). Gold and silver bare platinum coins and barsPalladium coins and bars
If you're an investor interested in precious metals IRAs, Oxford Gold has a range of investment choices available for you. Traditional IRARoth Gold IRASEP Gold IRA
If you already have an IRA, you may be able to rollover your current IRA into a new one.
If you want to store gold in an IRA, you can use the Brinks Depository or the Delaware Depository.
To open an account with Oxford Gold Group, it's easy: just click here.
1) Complete the online forms for your new account with your dedicated account partner (e.g., an agency).
3) If you're not already doing so, transfer funds or start the tax-free rollovers from your previous retirement accounts.
4) Now browse your investment options and choose which precious metals you want to buy.
You've just deposited your precious metal into our safe deposit box. Educational resources. A quick and easy way to invest. A wide variety of precious metals for sale. 24-hour customer service. Newer company (established in 2018)Only two IRA custodiansHigher account setup and maintenance fees
The Oxford Gold Group is a relatively new company offering investment services. They offer convenient options for investors who wish to invest in gold and silver. Fees can be high, but they offer multiple options for IRA custodians. Overall, the Oxford Gold Group provides a solid service that should satisfy any investor seeking to diversify their portfolios.
Click Here to Learn More About Oxford Gold Group
#5. Augusta Gold: Best Gold IRA Review
Augusta Gold is a premier gold IRA firm founded by former NFL star Joe Montana and his team of financial advisers. It has received thousands of 5-star ratings since 2012 and won numerous awards for its IRA services.
Augusta Precious Metal’s gold IRA program allows you to buy physical gold bars for your IRA account. You must be enrolled in an eligible retirement plan at Fidelity Investments (such as their 401(k) plans), and you need to have $10,000 or more in your IRA account.
You'll first be able to talk to an actual human representative who can help you buy gold or silver. They can also provide financial advice, so you know if buying precious metals for retirement makes sense.
After which, you can set up your new IRA by contacting a live agent. You'll need at least 50K available to invest to be eligible for an Augusta Precious Metal IRA account.
To start trading, you'll first need to create an account at Augusta. You'll then be able to purchase gold or silver using funds from your existing IRA.
With Augusta, you can purchase physical gold or silver without opening an account first. To do so, follow these steps: To fund your account, use a cash transfer. Choose between gold or silver options. Sign up for delivery at your preferred store.
Augusta offers a wide variety of gold and silver bullions and coins from which you can buy directly or use to fund an IRA. These include Canadian Maple Leaf coins, American Eagle coins America the Beautiful coins.
With Augusta, you can be sure that a trusted custodian administers your new IRA. You can get direct access to your custodian whenever you need it.
The Augusta Precious Metal website also includes a video library filled with helpful videos by Delvyn Steele, who has a Ph.D. in economics. These are some good resources to check out if you want insights into what's happening in the economy.
We recommend Augusta Precious Metal to any investor who wants to open an IRA with a reputable company
Click Here to Learn More About Augusta Precious Metals
#6. Noble gold has a great selection of silver, platinum, and palladium.
Noble Gold offers gold, silver, palladium, and platinum coins through its website. You can buy these precious metals through an Individual Retirement Account (IRA) or buy them directly from the Noble Gold website.
This company follows a very simple process to help facilitate IRAs for its clients. You can start by completing an online IRA setup form, which only takes a few minutes to complete. If you're unsure of the answers, they'll be happy to assist you during your phone call.
After you've completed the steps above, the Noble Gold IRA Team will contact your new custodial institution to open an account for you. They will send you a confirmation email containing your new self-directed account number.
When using Noble Gold, you can transfer assets directly from an old custodian to your new account or roll over funds into the new account. There won't be any tax penalties for doing so.
You can check your gold holdings anytime by accessing them through Noble Gold's custodial services. These custodians offer online access to your accounts 24/7/365
Leave a Reply